Low insurance cars for new drivers
The single biggest thing you can do to cut a new driver's premium is pick a car in the lowest insurance groups.
Insurance groups run from 1 (cheapest) to 50 (highest). For a new driver, going from group 15 down to group 4 can knock £500–£1,200 off the annual quote. Every car below sits between group 1 and group 10, and every one has been hand picked for the qualities insurers reward: sensible engine, standard trim, no modifications, low theft rating.
Groups 1 to 10 only
We've filtered out anything that pushes the premium up unnecessarily.
Sensibly specced
No modifications, no big alloys, no imports — the boring stuff insurers love.
AA warranty included
6 months as standard, extendable — some insurers offer discounts for warrantied cars.
Fresh MOT & service
A recent MOT and full service on file, which some brokers factor in favourably.
Available today
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Frequently asked questions
What's the lowest insurance group car you sell?
We regularly stock group 1 cars like the Hyundai i10, Skoda Citigo and Toyota Aygo. Check today's stock below.
Will a low insurance car be too slow?
Not for everyday driving. Modern group 1–5 cars still do 100mph+ and cruise comfortably at motorway speeds.
Does insurance drop after year one?
Yes. A clean year on a low group car typically drops your quote by 20–35% at renewal.