Cheap insurance cars for new UK drivers
The cheapest insurance quotes come from insurance groups 1 to 7. Everything below sits in that sweet spot.
'Cheap insurance' isn't just about the group — it's the car, the driver, the postcode and how the car has been specced. We can't change your postcode, but we can put you in a car insurers love: low group, unmodified, garaged history, clean MOT record. Combine that with a telematics policy and most new drivers under 21 can get a quote under £1,200 a year.
Insurance groups 1–7
The absolute lowest brackets on the UK market. Nothing above group 7 makes this list.
Under-21 friendly
Every car has been quoted for an 18 year old with a fresh licence — real numbers, not marketing.
Cheap to fix
Common parts, mainstream brands. If something goes wrong, it won't cost a fortune to put right.
Black box ready
All work with Marmalade, Bell, Admiral LittleBox and Aviva Drive.
Available today
Loading stock…
Frequently asked questions
How cheap can insurance really get?
For a 17 year old, expect £900–£1,400 on a group 1–4 car with a black box. For a 21+ driver on the same car, often £500–£800.
Should I add a parent as a named driver?
Yes — fronting is illegal, but adding a parent as a genuine occasional driver typically saves 10–20%.
Does the colour of the car change the insurance quote?
No — despite the myth, colour doesn't affect price. Modifications, engine size and post code do.